In a latest tweet, Coinbase forecasts that the stablecoin market cap may attain $1.2 trillion by 2028 buoyed by gradual, policy-driven adoption that will increase over time.
Stablecoin market cap may attain $1.2T by 2028.
We imagine this estimate does not require extreme or everlasting price disruptions, however gradual, policy-driven adoption that compounds over time.
Extra insights on stablecoin development in our Analysis Staff’s Market Intelligence report… pic.twitter.com/VPfe6m4wH2
— Coinbase Institutional 🛡️ (@CoinbaseInsto) August 22, 2025
Coinbase bases this prediction on its stochastic methodology, which it says is each reasonable and in line with its front-end charges mannequin. At its present market valuation, stablecoins reaching $1.2 trillion would imply absorbing about $925 billion in U.S. Treasury Payments (T-Payments), or $5.3 billion per week over a length of 175 weeks, or roughly 40 months.
Coinbase additionally believes that the latest regulatory developments, resembling GENIUS Act, may additionally contribute to this development, as it will assist to mitigate run dangers and create a extra resilient stablecoin ecosystem. Stablecoin market development would even be depending on key elements resembling environment friendly ramps, extensive distribution networks and the increasing roles of market gamers.
Stablecoins achieve traction
In line with CoinMarketCap information, the full market capitalization of high stablecoin tokens is at present at $287.56 billion.
This week, Bullish acknowledged that it had deliberate to obtain $1.15 billion in revenues from its just lately accomplished preliminary public providing in stablecoins, a historic first for using stablecoins in an IPO in america.
Coinbase is solely answerable for the custody of the IPO proceeds, the vast majority of which had been settled in USDC and a portion in EURC. A portion of the proceeds had been additionally settled in PayPal USD (PYUSD) and Ripple USD (RLUSD), amongst others.
In a latest itemizing, Coinbase introduced that World Liberty Monetary USD (USD1) stablecoin is now obtainable on the Coinbase platform and within the Coinbase iOS and Android apps, permitting customers to purchase, promote, convert, ship, obtain or retailer the stablecoin.