Effectively-known XRP advocate Edoardo Farina, founding father of Alpha Lions Academy, claimed that each XRP conspiracy idea is taking part in out in actual time.
His feedback observe Ripple’s official affirmation that it has utilized for a U.S. nationwide financial institution constitution, one thing that when appeared unthinkable for a crypto agency, however the XRP neighborhood vehemently championed.
The approval may affirm Ripple’s new standing as a federally chartered financial institution. As well as, it may carry its stablecoin RLUSD below direct oversight from the Workplace of the Comptroller of the Forex (OCC).
Ripple already holds a state license from the New York Division of Monetary Providers. This potential twin licensing may make RLUSD some of the trusted stablecoins in the marketplace.
RLUSD and the Fed
In parallel, Ripple is pursuing a grasp account with the Federal Reserve by way of its subsidiary, Normal Custody. Such an account would enable Ripple to carry RLUSD reserves straight on the Fed, a privilege few non-banks possess.
Some consultants imagine this entry would place Ripple in an elite tier. Particularly, American crypto correspondent Eleanor Terrett referred to as a grasp account a “Diamond” in comparison with a financial institution constitution’s “Platinum” standing.
Launched in December 2024, RLUSD is already the ninth-largest stablecoin, with a $470 million market cap and rising curiosity. Apparently, Ripple government Reece Merrick has claimed that RLUSD processes $10 billion in each day transaction quantity.
Nevertheless, many have disputed this determine, because the coin itself has a a lot decrease market cap. But, the expansion of RLUSD highlights its rising prominence and adoption.
The XRP Escrow Theories Resurface
With Ripple making concrete strikes towards providing banking providers, Farina’s earlier hypothetical theories in regards to the XRP escrow are gaining new consideration.
He beforehand speculated that the U.S. Treasury might have quietly gained management over a part of Ripple’s XRP escrow way back to 2020. He theorized that key establishments just like the BIS, IMF, and U.S. Treasury have already secured massive holdings by way of personal agreements for varied inner operations, together with reserve property.
In response to Farina, these preparations might have coincided with the timing of the SEC lawsuit, suggesting a deeper technique unfolding behind the scenes.
Whereas none of those claims could be confirmed on-chain, he argues that the true possession of Ripple’s escrowed XRP is now not as clear because it appears.
By this, he suggests Ripple might now not be the only real proprietor of the 37 billion XRP in escrow. In the meantime, this stays hypothetical and considered one of his conspiracy theories, which he hopes will turn into true sometime.
There’s completely no regulation stopping @Ripple from promoting their escrowed $XRP.
I’m firmly satisfied that the BIS, IMF, and U.S. Treasury have already acquired a considerable portion of escrowed $XRP, with the phrases of the agreements established way back to 2019.
The SEC… pic.twitter.com/jG3q2FXL46
— EDO FARINA 🅧 XRP (@edward_farina) June 27, 2025
“The Alternative Will Be Over”
Farina believes a time is coming when Ripple will reveal the “reality” in regards to the escrowed XRP. When that second arrives, he says, the window of alternative to build up XRP will shut for good.
“You laughed at us. Now you’re watching historical past unfold,” he posted, implying that the long-dismissed XRP theories are lastly changing into actuality.
Basically, Ripple’s latest strikes, resembling its financial institution constitution utility, pursuit of Fed entry, and stablecoin momentum, are lending new weight to narratives as soon as thought of far-fetched inside the XRP neighborhood.
